Home / Testimonials

Charter Funding is a trusted financial partner to thousands of customers throughout the U.S. Our mission is to empower individuals by providing personalized loan products specific to their needs.

We've built a reputation for honesty and transparency by ensuring that our borrowers understand their offer documents and adopting a customer centric approach. Whether you're looking for a personal loan or a consolidation loan, you can expect outstanding support and offers tailored to your situation.

Charter Funding is a licensed lender based in Santa Ana, CA. We can accommodate customers across the U.S. through our network of reputed lenders.

◀ Why Choose Charter Funding?

Rapid Processing

Charter Funding is an online lender known for quick approvals. Complete your online loan application in five minutes and access your funds in as little as 24 hours.

Highly Competitive Rates

We work with a number of trusted lenders and run programs to offer to get you rates that are more competitive than most banks.

Exceptional Service

At Charter Funding, we're committed to helping you achieve financial security regardless of your financial history. Our team is on standby to help you 24/7.

The operator of this website, United Funding Systems LLC d/b/a Charter Funding, provides loan referral services but does not make personal loan, underwriting, or credit decisions. This website does not constitute an offer or solicitation to lend. Providing your information on this website does not guarantee that you will be approved for a personal loan. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.

Personal loans offered through our lending partners range from $10,000 to $100,000, with annual percentage rates (APRs) from 5.95% to 36% and repayment terms from 24 to 240 months. In no case will the maximum APR exceed 36%. The lowest rates, largest loan amounts, and longest repayment terms are reserved for applicants with excellent credit; your actual rate, amount, and term depend on your credit profile, income, and the lending partner's underwriting criteria. Not all applicants will qualify.

Your actual interest rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lending partner. An example of the total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 15% would be equivalent to approximately $12,497.53 over the 36 month life of the loan.

Checking your interest rate generates a soft inquiry on your credit report, which is visible only to you. Individual lenders may perform a hard inquiry that could affect your credit score when you submit an application for credit.

The information you provide will be shared with lenders and third parties in order to process your request.